Call reports 2004
BANKERS' BANK OF THE WEST — 2004
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 333,220,000 | 360,542,000 | 351,291,000 | 412,752,000 |
| Total loans | 148,107,000 | 149,164,000 | 152,598,000 | 183,556,000 |
| Allowance for loan losses | 2,089,000 | 2,189,000 | 2,294,000 | 2,324,000 |
| Securities available for sale | 25,000 | 0 | 0 | 0 |
| Securities held to maturity | 3,244,000 | 3,242,000 | 6,526,000 | 6,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,259,000 | 215,544,000 | 178,842,000 | 174,211,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 177,259,000 | 215,544,000 | 178,842,000 | 174,211,000 |
| Equity capital | 23,572,000 | 24,274,000 | 25,043,000 | 25,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,341,000 | 6,652,000 | 9,496,000 |
| Interest expense | 332,000 | 704,000 | 1,214,000 | 1,953,000 |
| Net interest income | 1,783,000 | 3,637,000 | 5,438,000 | 7,543,000 |
| Noninterest income | 1,944,000 | 4,112,000 | 6,596,000 | 8,842,000 |
| Noninterest expense | 2,627,000 | 5,467,000 | 8,464,000 | 11,360,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 345,000 |
| Pretax income | 995,000 | 2,072,000 | 3,255,000 | 4,680,000 |
| Income tax | 342,000 | 716,000 | 1,130,000 | 1,633,000 |
| Net income | 653,000 | 1,356,000 | 2,125,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,572,000 | 24,274,000 | 25,043,000 | 25,965,000 |
| Total capital | 25,661,000 | 26,463,000 | 27,337,000 | 28,289,000 |
| Risk-weighted assets | 184,991,000 | 192,808,000 | 193,336,000 | 233,888,000 |
Machine access — free, no API key
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