Call reports 2003
BANKERS' BANK OF THE WEST — 2003
What BANKERS' BANK OF THE WEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 206,840,000 | 226,286,000 | 312,560,000 | 375,255,000 |
| Total loans | 145,503,000 | 152,228,000 | 141,128,000 | 143,993,000 |
| Allowance for loan losses | 1,665,000 | 1,785,000 | 1,867,000 | 1,984,000 |
| Securities available for sale | 25,000 | 25,000 | 25,000 | 25,000 |
| Securities held to maturity | 3,134,000 | 3,248,000 | 3,246,000 | 3,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,501,000 | 96,081,000 | 191,102,000 | 189,511,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 82,501,000 | 96,081,000 | 191,102,000 | 189,511,000 |
| Equity capital | 20,237,000 | 20,920,000 | 22,715,000 | 23,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,348,000 | 6,431,000 | 8,474,000 |
| Interest expense | 263,000 | 524,000 | 756,000 | 1,017,000 |
| Net interest income | 1,895,000 | 3,824,000 | 5,675,000 | 7,457,000 |
| Noninterest income | 1,326,000 | 2,859,000 | 4,715,000 | 6,570,000 |
| Noninterest expense | 2,120,000 | 4,445,000 | 6,864,000 | 9,298,000 |
| Provision for loan losses | 132,000 | 252,000 | 342,000 | 462,000 |
| Pretax income | 969,000 | 1,986,000 | 3,184,000 | 4,267,000 |
| Income tax | 321,000 | 655,000 | 1,058,000 | 1,417,000 |
| Net income | 648,000 | 1,331,000 | 2,126,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,237,000 | 20,920,000 | 22,715,000 | 23,439,000 |
| Total capital | 21,902,000 | 22,705,000 | 24,582,000 | 25,423,000 |
| Risk-weighted assets | 153,796,000 | 170,520,000 | 175,496,000 | 193,990,000 |
Machine access — free, no API key
Every figure shown here about BANKERS' BANK OF THE WEST — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.