Call reports 2022
SECURITY FIRST NATIONAL BANK OF HUGO — 2022
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 138,353,000 | 141,418,000 | 134,176,000 | 135,498,000 |
| Total loans | 91,526,000 | 92,103,000 | 89,483,000 | 88,341,000 |
| Allowance for loan losses | 891,000 | 936,000 | 1,041,000 | 1,035,000 |
| Securities available for sale | 13,132,000 | 15,985,000 | 21,813,000 | 21,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,666,000 | 128,330,000 | 120,316,000 | 123,337,000 |
| Interest-bearing deposits | 90,614,000 | 92,848,000 | 86,512,000 | 90,195,000 |
| Noninterest-bearing deposits | 35,052,000 | 35,482,000 | 33,804,000 | 33,142,000 |
| Equity capital | 12,014,000 | 12,547,000 | 13,178,000 | 11,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,491,000 | 5,272,000 | 7,013,000 |
| Interest expense | 68,000 | 136,000 | 215,000 | 315,000 |
| Net interest income | 1,703,000 | 3,355,000 | 5,057,000 | 6,698,000 |
| Noninterest income | 241,000 | 429,000 | 627,000 | 1,079,000 |
| Noninterest expense | 1,045,000 | 2,037,000 | 3,088,000 | 4,166,000 |
| Provision for loan losses | 10,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 889,000 | 1,707,000 | 2,556,000 | 3,571,000 |
| Income tax | 210,000 | 403,000 | 570,000 | 808,000 |
| Net income | 679,000 | 1,304,000 | 1,986,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,060,000 | 12,685,000 | 13,367,000 | 11,744,000 |