Call reports 2020
SECURITY FIRST NATIONAL BANK OF HUGO — 2020
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 121,328,000 | 128,299,000 | 129,578,000 | 127,171,000 |
| Total loans | 90,009,000 | 88,410,000 | 88,398,000 | 89,321,000 |
| Allowance for loan losses | 960,000 | 992,000 | 1,071,000 | 1,066,000 |
| Securities available for sale | 10,597,000 | 9,700,000 | 9,670,000 | 10,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,238,000 | 107,743,000 | 108,346,000 | 112,056,000 |
| Interest-bearing deposits | 73,564,000 | 80,826,000 | 81,005,000 | 82,627,000 |
| Noninterest-bearing deposits | 25,674,000 | 26,917,000 | 27,341,000 | 29,429,000 |
| Equity capital | 10,224,000 | 10,790,000 | 11,317,000 | 10,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,237,000 | 4,949,000 | 6,565,000 |
| Interest expense | 187,000 | 377,000 | 551,000 | 767,000 |
| Net interest income | 1,510,000 | 2,860,000 | 4,398,000 | 5,798,000 |
| Noninterest income | 243,000 | 448,000 | 686,000 | 969,000 |
| Noninterest expense | 955,000 | 1,887,000 | 2,857,000 | 3,833,000 |
| Provision for loan losses | 10,000 | 40,000 | 125,000 | 125,000 |
| Pretax income | 788,000 | 1,381,000 | 2,102,000 | 2,809,000 |
| Income tax | 198,000 | 296,000 | 478,000 | 657,000 |
| Net income | 590,000 | 1,085,000 | 1,624,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,256,000 | 10,751,000 | 11,291,000 | 10,469,000 |
| Total capital | 11,223,000 | — | — | — |
| Risk-weighted assets | 87,895,000 | — | — | — |