Call reports 2018
SECURITY FIRST NATIONAL BANK OF HUGO — 2018
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,643,000 | 112,456,000 | 113,789,000 | 111,917,000 |
| Total loans | 85,951,000 | 87,289,000 | 87,615,000 | 88,150,000 |
| Allowance for loan losses | 831,000 | 861,000 | 906,000 | 941,000 |
| Securities available for sale | 9,713,000 | 9,701,000 | 9,712,000 | 9,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,412,000 | 88,648,000 | 89,868,000 | 89,985,000 |
| Interest-bearing deposits | 64,238,000 | 65,279,000 | 65,946,000 | 67,894,000 |
| Noninterest-bearing deposits | 24,174,000 | 23,369,000 | 23,922,000 | 22,091,000 |
| Equity capital | 9,770,000 | 10,363,000 | 11,212,000 | 9,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,249,000 | 4,921,000 | 6,596,000 |
| Interest expense | 136,000 | 279,000 | 420,000 | 568,000 |
| Net interest income | 1,495,000 | 2,970,000 | 4,501,000 | 6,028,000 |
| Noninterest income | 246,000 | 477,000 | 712,000 | 948,000 |
| Noninterest expense | 886,000 | 1,793,000 | 2,720,000 | 3,666,000 |
| Provision for loan losses | 0 | 20,000 | 65,000 | 95,000 |
| Pretax income | 855,000 | 1,634,000 | 2,428,000 | 3,215,000 |
| Income tax | 215,000 | 411,000 | 362,000 | 560,000 |
| Net income | 640,000 | 1,223,000 | 2,066,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,801,000 | 10,384,000 | 11,227,000 | 9,416,000 |
| Total capital | 10,644,000 | 11,253,000 | 12,144,000 | 10,361,000 |
| Risk-weighted assets | 85,754,000 | 83,767,000 | 84,574,000 | 83,761,000 |