Call reports 2016
SECURITY FIRST NATIONAL BANK OF HUGO — 2016
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,745,000 | 103,179,000 | 103,341,000 | 102,059,000 |
| Total loans | 79,719,000 | 78,583,000 | 81,004,000 | 79,044,000 |
| Allowance for loan losses | 855,000 | 851,000 | 849,000 | 846,000 |
| Securities available for sale | 10,131,000 | 10,734,000 | 9,687,000 | 9,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,933,000 | 82,149,000 | 78,834,000 | 78,843,000 |
| Interest-bearing deposits | 63,128,000 | 60,755,000 | 58,270,000 | 57,123,000 |
| Noninterest-bearing deposits | 21,805,000 | 21,394,000 | 20,564,000 | 21,720,000 |
| Equity capital | 8,399,000 | 8,838,000 | 9,230,000 | 8,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,433,000 | 2,820,000 | 4,225,000 | 5,632,000 |
| Interest expense | 113,000 | 219,000 | 328,000 | 435,000 |
| Net interest income | 1,320,000 | 2,601,000 | 3,897,000 | 5,197,000 |
| Noninterest income | 227,000 | 469,000 | 688,000 | 916,000 |
| Noninterest expense | 814,000 | 1,652,000 | 2,540,000 | 3,310,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 713,000 | 1,398,000 | 2,025,000 | 2,783,000 |
| Income tax | 212,000 | 463,000 | 694,000 | 973,000 |
| Net income | 501,000 | 935,000 | 1,331,000 | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,401,000 | 8,834,000 | 9,231,000 | 8,108,000 |
| Total capital | 9,266,000 | 9,696,000 | 10,090,000 | 8,966,000 |
| Risk-weighted assets | 76,605,000 | 76,213,000 | 82,016,000 | 80,888,000 |