Call reports 2015
SECURITY FIRST NATIONAL BANK OF HUGO — 2015
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,067,000 | 106,472,000 | 102,143,000 | 106,814,000 |
| Total loans | 78,514,000 | 79,132,000 | 79,604,000 | 78,100,000 |
| Allowance for loan losses | 803,000 | 808,000 | 770,000 | 831,000 |
| Securities available for sale | 10,058,000 | 10,045,000 | 10,032,000 | 10,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,459,000 | 88,264,000 | 83,433,000 | 86,813,000 |
| Interest-bearing deposits | 66,558,000 | 67,446,000 | 63,409,000 | 65,105,000 |
| Noninterest-bearing deposits | 20,900,000 | 20,818,000 | 20,024,000 | 21,708,000 |
| Equity capital | 8,426,000 | 8,918,000 | 9,427,000 | 7,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,854,000 | 4,322,000 | 5,727,000 |
| Interest expense | 98,000 | 198,000 | 292,000 | 392,000 |
| Net interest income | 1,310,000 | 2,656,000 | 4,030,000 | 5,335,000 |
| Noninterest income | 231,000 | 492,000 | 798,000 | 1,057,000 |
| Noninterest expense | 790,000 | 1,612,000 | 2,441,000 | 3,266,000 |
| Provision for loan losses | 0 | 9,000 | 49,000 | 109,000 |
| Pretax income | 751,000 | 1,527,000 | 2,338,000 | 3,017,000 |
| Income tax | 219,000 | 505,000 | 807,000 | 1,060,000 |
| Net income | 532,000 | 1,022,000 | 1,531,000 | 1,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,423,000 | 8,914,000 | 9,422,000 | 7,899,000 |
| Total capital | 9,237,000 | 9,735,000 | 10,203,000 | 8,741,000 |
| Risk-weighted assets | 71,680,000 | 72,960,000 | 72,795,000 | 74,438,000 |