Call reports 2013
SECURITY FIRST NATIONAL BANK OF HUGO — 2013
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 104,158,000 | 103,453,000 | 104,301,000 | 101,676,000 |
| Total loans | 77,232,000 | 76,516,000 | 74,983,000 | 74,265,000 |
| Allowance for loan losses | 840,000 | 773,000 | 793,000 | 816,000 |
| Securities available for sale | 9,170,000 | 9,276,000 | 9,272,000 | 9,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,162,000 | 85,276,000 | 85,505,000 | 84,730,000 |
| Interest-bearing deposits | 67,711,000 | 67,381,000 | 66,486,000 | 66,283,000 |
| Noninterest-bearing deposits | 18,450,000 | 17,895,000 | 19,019,000 | 18,448,000 |
| Equity capital | 8,447,000 | 8,973,000 | 9,462,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,023,000 | 4,530,000 | 5,939,000 |
| Interest expense | 123,000 | 246,000 | 365,000 | 481,000 |
| Net interest income | 1,452,000 | 2,777,000 | 4,165,000 | 5,458,000 |
| Noninterest income | 245,000 | 555,000 | 848,000 | 1,087,000 |
| Noninterest expense | 803,000 | 1,585,000 | 2,453,000 | 3,179,000 |
| Provision for loan losses | 0 | 20,000 | 44,000 | 73,000 |
| Pretax income | 894,000 | 1,727,000 | 2,516,000 | 3,293,000 |
| Income tax | 292,000 | 596,000 | 897,000 | 1,193,000 |
| Net income | 602,000 | 1,131,000 | 1,619,000 | 2,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,438,000 | 8,967,000 | 9,455,000 | 7,837,000 |
| Total capital | 9,279,000 | 9,741,000 | 10,254,000 | 8,658,000 |
| Risk-weighted assets | 70,757,000 | 68,903,000 | 69,946,000 | 69,278,000 |