Call reports 2012
SECURITY FIRST NATIONAL BANK OF HUGO — 2012
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,746,000 | 102,474,000 | 104,467,000 | 109,635,000 |
| Total loans | 74,779,000 | 76,687,000 | 76,307,000 | 73,971,000 |
| Allowance for loan losses | 833,000 | 827,000 | 823,000 | 836,000 |
| Securities available for sale | 8,992,000 | 9,029,000 | 8,475,000 | 9,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,821,000 | 85,305,000 | 85,725,000 | 92,503,000 |
| Interest-bearing deposits | 64,651,000 | 65,026,000 | 64,359,000 | 71,045,000 |
| Noninterest-bearing deposits | 20,170,000 | 20,280,000 | 21,366,000 | 21,458,000 |
| Equity capital | 8,294,000 | 8,847,000 | 9,339,000 | 7,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,055,000 | 4,592,000 | 6,084,000 |
| Interest expense | 169,000 | 329,000 | 485,000 | 580,000 |
| Net interest income | 1,376,000 | 2,726,000 | 4,107,000 | 5,504,000 |
| Noninterest income | 244,000 | 533,000 | 773,000 | 1,016,000 |
| Noninterest expense | 761,000 | 1,519,000 | 2,337,000 | 3,095,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 76,000 |
| Pretax income | 859,000 | 1,740,000 | 2,537,000 | 3,349,000 |
| Income tax | 290,000 | 616,000 | 920,000 | 1,229,000 |
| Net income | 569,000 | 1,124,000 | 1,617,000 | 2,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,288,000 | 8,840,000 | 9,334,000 | 7,836,000 |
| Total capital | 9,124,000 | 9,671,000 | 10,170,000 | 8,673,000 |
| Risk-weighted assets | 68,834,000 | 70,196,000 | 70,540,000 | 69,391,000 |