Call reports 2011
SECURITY FIRST NATIONAL BANK OF HUGO — 2011
What SECURITY FIRST NATIONAL BANK OF HUGO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,342,000 | 105,880,000 | 104,099,000 | 101,621,000 |
| Total loans | 69,583,000 | 69,556,000 | 71,976,000 | 74,049,000 |
| Allowance for loan losses | 755,000 | 777,000 | 825,000 | 834,000 |
| Securities available for sale | 11,292,000 | 10,692,000 | 10,293,000 | 10,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,613,000 | 89,840,000 | 87,338,000 | 86,384,000 |
| Interest-bearing deposits | 70,471,000 | 70,469,000 | 66,464,000 | 65,981,000 |
| Noninterest-bearing deposits | 21,142,000 | 19,371,000 | 20,874,000 | 20,404,000 |
| Equity capital | 8,143,000 | 8,613,000 | 9,182,000 | 7,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,971,000 | 4,466,000 | 5,986,000 |
| Interest expense | 189,000 | 374,000 | 544,000 | 715,000 |
| Net interest income | 1,313,000 | 2,597,000 | 3,922,000 | 5,271,000 |
| Noninterest income | 236,000 | 495,000 | 1,082,000 | 1,309,000 |
| Noninterest expense | 787,000 | 1,544,000 | 2,445,000 | 3,114,000 |
| Provision for loan losses | 34,000 | 64,000 | 157,000 | 168,000 |
| Pretax income | 728,000 | 1,484,000 | 2,402,000 | 3,298,000 |
| Income tax | 229,000 | 509,000 | 855,000 | 1,190,000 |
| Net income | 499,000 | 975,000 | 1,547,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,107,000 | 8,582,000 | 9,157,000 | 7,715,000 |
| Total capital | 8,862,000 | 9,359,000 | 9,987,000 | 8,552,000 |
| Risk-weighted assets | 66,270,000 | 66,375,000 | 66,793,000 | 67,788,000 |