Call report 2025Q4
CEDARSTONE BANK — 2025Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 369,248,000 | USD | evidence → |
| Total loans | 290,453,000 | USD | evidence → |
| Allowance for loan losses | 1,499,000 | USD | evidence → |
| Securities available for sale | 46,406,000 | USD | evidence → |
| Securities held to maturity | 7,656,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 311,239,000 | USD | evidence → |
| Interest-bearing deposits | 255,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,744,000 | USD | evidence → |
| Equity capital | 31,212,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,780,000 | USD | evidence → |
| Interest expense | 8,820,000 | USD | evidence → |
| Net interest income | 9,960,000 | USD | evidence → |
| Noninterest income | 1,675,000 | USD | evidence → |
| Noninterest expense | 8,100,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 3,309,000 | USD | evidence → |
| Income tax | 458,000 | USD | evidence → |
| Net income | 2,851,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,665,000 | USD | evidence → |
| Total capital | 34,302,000 | USD | evidence → |
| Risk-weighted assets | 304,679,000 | USD | evidence → |