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Call report 2025Q2

CEDARSTONE BANK — 2025Q2

The 22 measures CEDARSTONE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.

PERIOD: 2025Q2SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6ccf6ac1-8d03-4470-beaf-2dce74eb51d4/2025Q2

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets354,925,000USDevidence →
Total loans274,026,000USDevidence →
Allowance for loan losses1,397,000USDevidence →
Securities available for sale47,572,000USDevidence →
Securities held to maturity7,920,000USDevidence →
Trading assets0USDevidence →
Total deposits305,342,000USDevidence →
Interest-bearing deposits252,148,000USDevidence →
Noninterest-bearing deposits53,194,000USDevidence →
Equity capital28,515,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income9,151,000USDevidence →
Interest expense4,370,000USDevidence →
Net interest income4,781,000USDevidence →
Noninterest income506,000USDevidence →
Noninterest expense3,948,000USDevidence →
Provision for loan losses-67,000USDevidence →
Pretax income1,288,000USDevidence →
Income tax255,000USDevidence →
Net income1,033,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital30,846,000USDevidence →
Total capital32,378,000USDevidence →
Risk-weighted assets288,014,000USDevidence →