Call report 2023Q4
CEDARSTONE BANK — 2023Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 306,168,000 | USD | evidence → |
| Total loans | 214,805,000 | USD | evidence → |
| Allowance for loan losses | 1,301,000 | USD | evidence → |
| Securities available for sale | 56,398,000 | USD | evidence → |
| Securities held to maturity | 8,661,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 246,867,000 | USD | evidence → |
| Interest-bearing deposits | 187,457,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,410,000 | USD | evidence → |
| Equity capital | 28,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,788,000 | USD | evidence → |
| Interest expense | 4,536,000 | USD | evidence → |
| Net interest income | 8,252,000 | USD | evidence → |
| Noninterest income | 2,188,000 | USD | evidence → |
| Noninterest expense | 6,830,000 | USD | evidence → |
| Provision for loan losses | 181,000 | USD | evidence → |
| Pretax income | 3,429,000 | USD | evidence → |
| Income tax | 339,000 | USD | evidence → |
| Net income | 3,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,837,000 | USD | evidence → |
| Total capital | 31,155,000 | USD | evidence → |
| Risk-weighted assets | 220,670,000 | USD | evidence → |