Call report 2020Q4
CEDARSTONE BANK — 2020Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,643,000 | USD | evidence → |
| Total loans | 173,279,000 | USD | evidence → |
| Allowance for loan losses | 1,710,000 | USD | evidence → |
| Securities available for sale | 46,594,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,535,000 | USD | evidence → |
| Interest-bearing deposits | 147,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,976,000 | USD | evidence → |
| Equity capital | 24,629,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,490,000 | USD | evidence → |
| Interest expense | 1,693,000 | USD | evidence → |
| Net interest income | 7,797,000 | USD | evidence → |
| Noninterest income | 745,000 | USD | evidence → |
| Noninterest expense | 5,491,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | 2,491,000 | USD | evidence → |
| Income tax | 489,000 | USD | evidence → |
| Net income | 2,002,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,799,000 | USD | evidence → |
| Total capital | 25,524,000 | USD | evidence → |
| Risk-weighted assets | 166,899,000 | USD | evidence → |