Call report 2015Q4
CEDARSTONE BANK — 2015Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 168,147,000 | USD | evidence → |
| Total loans | 110,143,000 | USD | evidence → |
| Allowance for loan losses | 1,302,000 | USD | evidence → |
| Securities available for sale | 39,695,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,117,000 | USD | evidence → |
| Interest-bearing deposits | 110,261,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,856,000 | USD | evidence → |
| Equity capital | 17,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,716,000 | USD | evidence → |
| Interest expense | 817,000 | USD | evidence → |
| Net interest income | 6,899,000 | USD | evidence → |
| Noninterest income | 550,000 | USD | evidence → |
| Noninterest expense | 4,867,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 2,503,000 | USD | evidence → |
| Income tax | 985,000 | USD | evidence → |
| Net income | 1,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,271,000 | USD | evidence → |
| Total capital | 18,577,000 | USD | evidence → |
| Risk-weighted assets | 114,707,000 | USD | evidence → |