Call report 2014Q4
CEDARSTONE BANK — 2014Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,605,000 | USD | evidence → |
| Total loans | 110,252,000 | USD | evidence → |
| Allowance for loan losses | 1,263,000 | USD | evidence → |
| Securities available for sale | 44,685,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,904,000 | USD | evidence → |
| Interest-bearing deposits | 113,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,262,000 | USD | evidence → |
| Equity capital | 15,745,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,878,000 | USD | evidence → |
| Interest expense | 967,000 | USD | evidence → |
| Net interest income | 5,911,000 | USD | evidence → |
| Noninterest income | 402,000 | USD | evidence → |
| Noninterest expense | 5,127,000 | USD | evidence → |
| Provision for loan losses | -6,000 | USD | evidence → |
| Pretax income | 1,428,000 | USD | evidence → |
| Income tax | 583,000 | USD | evidence → |
| Net income | 845,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,104,000 | USD | evidence → |
| Total capital | 16,375,000 | USD | evidence → |
| Risk-weighted assets | 113,786,000 | USD | evidence → |