Call report 2012Q4
CEDARSTONE BANK — 2012Q4
The 22 measures CEDARSTONE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,565,000 | USD | evidence → |
| Total loans | 103,152,000 | USD | evidence → |
| Allowance for loan losses | 1,752,000 | USD | evidence → |
| Securities available for sale | 48,581,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,545,000 | USD | evidence → |
| Interest-bearing deposits | 124,204,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,341,000 | USD | evidence → |
| Equity capital | 14,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,306,000 | USD | evidence → |
| Interest expense | 1,761,000 | USD | evidence → |
| Net interest income | 5,545,000 | USD | evidence → |
| Noninterest income | 266,000 | USD | evidence → |
| Noninterest expense | 4,833,000 | USD | evidence → |
| Provision for loan losses | 1,378,000 | USD | evidence → |
| Pretax income | -400,000 | USD | evidence → |
| Income tax | -1,558,000 | USD | evidence → |
| Net income | 1,158,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,508,000 | USD | evidence → |
| Total capital | 14,864,000 | USD | evidence → |
| Risk-weighted assets | 108,050,000 | USD | evidence → |