Call reports 2005
CEDARSTONE BANK — 2005
What CEDARSTONE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,401,000 | 42,271,000 | 49,379,000 | 57,188,000 |
| Total loans | 25,434,000 | 34,155,000 | 38,308,000 | 44,152,000 |
| Allowance for loan losses | 325,000 | 434,000 | 509,000 | 552,000 |
| Securities available for sale | 6,486,000 | 6,326,000 | 6,097,000 | 5,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,730,000 | 35,401,000 | 42,982,000 | 50,087,000 |
| Interest-bearing deposits | 27,906,000 | 32,798,000 | 39,660,000 | 45,635,000 |
| Noninterest-bearing deposits | 2,825,000 | 2,603,000 | 3,322,000 | 4,452,000 |
| Equity capital | 6,550,000 | 6,362,000 | 6,274,000 | 6,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 1,024,000 | 1,747,000 | 2,618,000 |
| Interest expense | 160,000 | 366,000 | 619,000 | 930,000 |
| Net interest income | 302,000 | 658,000 | 1,128,000 | 1,688,000 |
| Noninterest income | 15,000 | 37,000 | 68,000 | 91,000 |
| Noninterest expense | 468,000 | 968,000 | 1,494,000 | 2,028,000 |
| Provision for loan losses | 98,000 | 207,000 | 282,000 | 338,000 |
| Pretax income | -249,000 | -480,000 | -580,000 | -587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -249,000 | -480,000 | -580,000 | -587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,614,000 | 6,397,000 | 6,323,000 | 6,331,000 |
| Total capital | 6,943,000 | 6,835,000 | 6,836,000 | 6,887,000 |
| Risk-weighted assets | 27,163,000 | 35,384,000 | 41,027,000 | 46,625,000 |
Machine access — free, no API key
Every figure shown here about CEDARSTONE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.