Call reports 2016
EAGLE VALLEY BANK, NATIONAL ASSOCIATION — 2016
What EAGLE VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,893,000 | 129,695,000 | 132,665,000 | 131,745,000 |
| Total loans | 108,027,000 | 106,445,000 | 111,471,000 | 111,716,000 |
| Allowance for loan losses | 1,452,000 | 1,455,000 | 1,464,000 | 1,462,000 |
| Securities available for sale | 12,508,000 | 11,976,000 | 11,336,000 | 10,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,340,000 | 91,815,000 | 88,894,000 | 89,783,000 |
| Interest-bearing deposits | 78,594,000 | 77,458,000 | 72,199,000 | 71,551,000 |
| Noninterest-bearing deposits | 13,746,000 | 14,357,000 | 16,695,000 | 18,232,000 |
| Equity capital | 12,310,000 | 12,546,000 | 12,473,000 | 12,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,845,000 | 4,249,000 | 5,695,000 |
| Interest expense | 344,000 | 687,000 | 1,032,000 | 1,375,000 |
| Net interest income | 1,074,000 | 2,158,000 | 3,217,000 | 4,320,000 |
| Noninterest income | 91,000 | 207,000 | 312,000 | 424,000 |
| Noninterest expense | 997,000 | 1,993,000 | 2,992,000 | 4,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 365,000 | 530,000 | 737,000 |
| Income tax | 0 | 1,000 | 6,000 | 7,000 |
| Net income | 161,000 | 364,000 | 524,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,411,000 | 12,614,000 | 12,540,000 | 12,745,000 |
| Total capital | 13,637,000 | 13,814,000 | 13,776,000 | 13,975,000 |
| Risk-weighted assets | 97,879,000 | 95,754,000 | 98,635,000 | 98,132,000 |