Call reports 2015
EAGLE VALLEY BANK, NATIONAL ASSOCIATION — 2015
What EAGLE VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,660,000 | 131,100,000 | 133,619,000 | 131,664,000 |
| Total loans | 89,350,000 | 94,807,000 | 95,997,000 | 103,224,000 |
| Allowance for loan losses | 1,470,000 | 1,496,000 | 1,497,000 | 1,470,000 |
| Securities available for sale | 24,334,000 | 23,403,000 | 22,884,000 | 19,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,217,000 | 93,725,000 | 96,023,000 | 93,963,000 |
| Interest-bearing deposits | 78,589,000 | 79,506,000 | 81,276,000 | 80,596,000 |
| Noninterest-bearing deposits | 13,628,000 | 14,219,000 | 14,747,000 | 13,367,000 |
| Equity capital | 9,113,000 | 12,088,000 | 12,324,000 | 12,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,577,000 | 3,887,000 | 5,250,000 |
| Interest expense | 335,000 | 677,000 | 1,026,000 | 1,378,000 |
| Net interest income | 928,000 | 1,900,000 | 2,861,000 | 3,872,000 |
| Noninterest income | 246,000 | 365,000 | 487,000 | 580,000 |
| Noninterest expense | 1,013,000 | 1,980,000 | 2,963,000 | 3,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 285,000 | 385,000 | 498,000 |
| Income tax | 1,000 | -495,000 | -495,000 | -495,000 |
| Net income | 160,000 | 780,000 | 880,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,295,000 | 12,337,000 | 12,437,000 | 12,250,000 |
| Total capital | 10,400,000 | 13,487,000 | 13,598,000 | 13,437,000 |
| Risk-weighted assets | 88,073,000 | 91,679,000 | 92,536,000 | 94,710,000 |