Call reports 2013
EAGLE VALLEY BANK, NATIONAL ASSOCIATION — 2013
What EAGLE VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,986,000 | 133,508,000 | 129,383,000 | 133,682,000 |
| Total loans | 71,583,000 | 74,030,000 | 71,180,000 | 79,418,000 |
| Allowance for loan losses | 1,301,000 | 1,787,000 | 1,734,000 | 1,666,000 |
| Securities available for sale | 54,156,000 | 43,053,000 | 41,805,000 | 36,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,272,000 | 93,498,000 | 89,541,000 | 94,308,000 |
| Interest-bearing deposits | 80,862,000 | 79,047,000 | 75,530,000 | 80,517,000 |
| Noninterest-bearing deposits | 14,410,000 | 14,451,000 | 14,011,000 | 13,791,000 |
| Equity capital | 7,547,000 | 7,144,000 | 6,992,000 | 6,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,586,000 | 3,837,000 | 5,072,000 |
| Interest expense | 426,000 | 843,000 | 1,251,000 | 1,654,000 |
| Net interest income | 900,000 | 1,743,000 | 2,586,000 | 3,418,000 |
| Noninterest income | 181,000 | 441,000 | 661,000 | 819,000 |
| Noninterest expense | 1,169,000 | 2,268,000 | 3,358,000 | 4,518,000 |
| Provision for loan losses | 0 | 0 | -35,000 | -95,000 |
| Pretax income | 102,000 | 122,000 | 130,000 | 4,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 102,000 | 122,000 | 129,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,665,000 | 7,672,000 | 7,545,000 |
| Total capital | 8,658,000 | 8,706,000 | 8,665,000 | 8,598,000 |
| Risk-weighted assets | 80,752,000 | 82,525,000 | 78,723,000 | 83,638,000 |