Call reports 2012
EAGLE VALLEY BANK, NATIONAL ASSOCIATION — 2012
What EAGLE VALLEY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,810,000 | 141,986,000 | 139,296,000 | 145,045,000 |
| Total loans | 72,203,000 | 72,286,000 | 71,727,000 | 74,013,000 |
| Allowance for loan losses | 1,602,000 | 1,384,000 | 1,300,000 | 1,275,000 |
| Securities available for sale | 45,716,000 | 50,847,000 | 46,275,000 | 45,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,910,000 | 103,092,000 | 98,710,000 | 104,320,000 |
| Interest-bearing deposits | 94,384,000 | 89,956,000 | 86,210,000 | 85,712,000 |
| Noninterest-bearing deposits | 13,526,000 | 13,136,000 | 12,500,000 | 18,608,000 |
| Equity capital | 4,981,000 | 5,939,000 | 7,655,000 | 7,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 2,997,000 | 4,386,000 | 5,749,000 |
| Interest expense | 509,000 | 986,000 | 1,444,000 | 1,888,000 |
| Net interest income | 1,042,000 | 2,011,000 | 2,942,000 | 3,861,000 |
| Noninterest income | 244,000 | 409,000 | 581,000 | 780,000 |
| Noninterest expense | 1,371,000 | 2,662,000 | 3,897,000 | 5,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -85,000 | -242,000 | -353,000 | -445,000 |
| Income tax | 0 | 0 | 2,000 | 0 |
| Net income | -85,000 | -242,000 | -355,000 | -445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 5,853,000 | 7,622,000 | 7,542,000 |
| Total capital | 6,364,000 | 6,940,000 | 8,671,000 | 8,595,000 |
| Risk-weighted assets | 101,195,000 | 86,636,000 | 83,693,000 | 84,007,000 |