Call reports 2021
GEORGIA PRIMARY BANK — 2021
What GEORGIA PRIMARY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 279,918,000 | 273,435,000 | 282,426,000 | 285,339,000 |
| Total loans | 215,471,000 | 198,045,000 | 191,981,000 | 180,142,000 |
| Allowance for loan losses | 2,558,000 | 2,651,000 | 2,690,000 | 2,692,000 |
| Securities available for sale | 39,176,000 | 42,730,000 | 46,577,000 | 49,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,797,000 | 242,659,000 | 249,800,000 | 258,571,000 |
| Interest-bearing deposits | 172,644,000 | 176,008,000 | 182,873,000 | 179,479,000 |
| Noninterest-bearing deposits | 56,153,000 | 66,651,000 | 66,927,000 | 79,092,000 |
| Equity capital | 24,288,000 | 25,058,000 | 25,726,000 | 26,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,363,000 | 8,161,000 | 10,966,000 |
| Interest expense | 419,000 | 803,000 | 1,149,000 | 1,485,000 |
| Net interest income | 2,204,000 | 4,560,000 | 7,012,000 | 9,481,000 |
| Noninterest income | 195,000 | 1,035,000 | 1,440,000 | 1,807,000 |
| Noninterest expense | 1,725,000 | 3,683,000 | 5,759,000 | 7,770,000 |
| Provision for loan losses | 26,000 | 118,000 | 154,000 | 154,000 |
| Pretax income | 692,000 | 1,838,000 | 2,583,000 | 3,408,000 |
| Income tax | 172,000 | 462,000 | 532,000 | 722,000 |
| Net income | 520,000 | 1,376,000 | 2,051,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,192,000 | 24,779,000 | 25,488,000 | 26,157,000 |
| Total capital | 26,716,000 | 27,356,000 | 28,178,000 | 28,820,000 |
| Risk-weighted assets | 201,915,000 | 206,101,000 | 219,028,000 | 213,043,000 |