Call reports 2019
GEORGIA PRIMARY BANK — 2019
What GEORGIA PRIMARY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 192,330,000 | 198,376,000 | 219,749,000 | 207,654,000 |
| Total loans | 147,277,000 | 148,731,000 | 152,207,000 | 156,041,000 |
| Allowance for loan losses | 2,007,000 | 2,019,000 | 1,998,000 | 2,021,000 |
| Securities available for sale | 35,792,000 | 30,111,000 | 28,849,000 | 29,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,487,000 | 171,717,000 | 194,293,000 | 182,378,000 |
| Interest-bearing deposits | 142,311,000 | 145,548,000 | 153,354,000 | 156,415,000 |
| Noninterest-bearing deposits | 18,176,000 | 26,169,000 | 40,939,000 | 25,963,000 |
| Equity capital | 23,539,000 | 24,312,000 | 24,950,000 | 24,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,246,000 | 7,902,000 | 10,514,000 |
| Interest expense | 691,000 | 1,445,000 | 2,232,000 | 3,012,000 |
| Net interest income | 1,906,000 | 3,801,000 | 5,670,000 | 7,502,000 |
| Noninterest income | 153,000 | 280,000 | 757,000 | 964,000 |
| Noninterest expense | 1,442,000 | 3,003,000 | 4,459,000 | 6,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 593,000 | 1,090,000 | 1,983,000 | 2,374,000 |
| Income tax | 163,000 | 302,000 | 547,000 | 659,000 |
| Net income | 430,000 | 788,000 | 1,436,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,852,000 | 23,384,000 | 24,178,000 | 24,287,000 |
| Total capital | 24,859,000 | 25,403,000 | 26,176,000 | 26,308,000 |
| Risk-weighted assets | 169,454,000 | 167,867,000 | 177,884,000 | 178,927,000 |