Call reports 2018
GEORGIA PRIMARY BANK — 2018
What GEORGIA PRIMARY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 172,605,000 | 173,732,000 | 186,165,000 | 194,322,000 |
| Total loans | 119,590,000 | 125,669,000 | 133,544,000 | 143,441,000 |
| Allowance for loan losses | 1,914,000 | 1,937,000 | 1,961,000 | 2,005,000 |
| Securities available for sale | 35,132,000 | 34,805,000 | 35,412,000 | 39,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,085,000 | 145,039,000 | 156,554,000 | 159,955,000 |
| Interest-bearing deposits | 126,476,000 | 125,038,000 | 134,982,000 | 139,081,000 |
| Noninterest-bearing deposits | 19,609,000 | 20,001,000 | 21,572,000 | 20,874,000 |
| Equity capital | 21,213,000 | 21,419,000 | 21,482,000 | 22,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,973,000 | 6,254,000 | 9,067,000 |
| Interest expense | 310,000 | 678,000 | 1,227,000 | 1,841,000 |
| Net interest income | 1,596,000 | 3,295,000 | 5,027,000 | 7,226,000 |
| Noninterest income | 223,000 | 308,000 | 362,000 | 538,000 |
| Noninterest expense | 1,480,000 | 2,888,000 | 4,286,000 | 5,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 339,000 | 715,000 | 1,103,000 | 2,021,000 |
| Income tax | 103,000 | 210,000 | 321,000 | 571,000 |
| Net income | 236,000 | 505,000 | 782,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,333,000 | 20,848,000 | 21,271,000 | 22,224,000 |
| Total capital | 22,103,000 | 22,707,000 | 23,222,000 | 24,229,000 |
| Risk-weighted assets | 141,479,000 | 148,624,000 | 156,072,000 | 167,389,000 |