Call reports 2017
GEORGIA PRIMARY BANK — 2017
What GEORGIA PRIMARY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 172,412,000 | 175,121,000 | 168,475,000 | 170,167,000 |
| Total loans | 124,438,000 | 124,655,000 | 122,131,000 | 119,504,000 |
| Allowance for loan losses | 2,006,000 | 2,031,000 | 2,052,000 | 1,891,000 |
| Securities available for sale | 32,052,000 | 33,628,000 | 34,372,000 | 36,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,090,000 | 150,002,000 | 142,896,000 | 143,536,000 |
| Interest-bearing deposits | 133,803,000 | 130,819,000 | 126,648,000 | 122,358,000 |
| Noninterest-bearing deposits | 14,287,000 | 19,183,000 | 16,248,000 | 21,178,000 |
| Equity capital | 19,099,000 | 19,765,000 | 20,149,000 | 21,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,734,000 | 5,607,000 | 7,408,000 |
| Interest expense | 279,000 | 574,000 | 879,000 | 1,172,000 |
| Net interest income | 1,588,000 | 3,160,000 | 4,728,000 | 6,236,000 |
| Noninterest income | 15,000 | 320,000 | 514,000 | 587,000 |
| Noninterest expense | 1,373,000 | 2,782,000 | 4,139,000 | 5,656,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 230,000 | 698,000 | 1,103,000 | 1,367,000 |
| Income tax | 0 | 0 | 0 | -1,200,000 |
| Net income | 230,000 | 698,000 | 1,103,000 | 2,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,822,000 | 19,321,000 | 19,762,000 | 20,062,000 |
| Total capital | 20,648,000 | 21,131,000 | 21,551,000 | 21,833,000 |
| Risk-weighted assets | 145,817,000 | 144,470,000 | 142,764,000 | 141,209,000 |