Call reports 2016
GEORGIA PRIMARY BANK — 2016
What GEORGIA PRIMARY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,265,000 | 162,314,000 | 163,032,000 | 166,134,000 |
| Total loans | 105,477,000 | 110,769,000 | 111,621,000 | 123,801,000 |
| Allowance for loan losses | 2,570,000 | 2,676,000 | 2,693,000 | 1,981,000 |
| Securities available for sale | 29,126,000 | 32,928,000 | 35,081,000 | 28,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,275,000 | 143,950,000 | 144,361,000 | 142,161,000 |
| Interest-bearing deposits | 125,694,000 | 129,954,000 | 130,557,000 | 129,427,000 |
| Noninterest-bearing deposits | 11,581,000 | 13,996,000 | 13,804,000 | 12,734,000 |
| Equity capital | 17,733,000 | 18,012,000 | 18,291,000 | 18,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,206,000 | 4,880,000 | 6,603,000 |
| Interest expense | 206,000 | 439,000 | 683,000 | 940,000 |
| Net interest income | 1,359,000 | 2,767,000 | 4,197,000 | 5,663,000 |
| Noninterest income | 40,000 | 64,000 | 145,000 | -374,000 |
| Noninterest expense | 1,294,000 | 2,541,000 | 3,823,000 | 5,107,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 191,000 | 376,000 | 650,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | -635,000 |
| Net income | 191,000 | 376,000 | 650,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,637,000 | 17,822,000 | 18,096,000 | 18,561,000 |
| Total capital | 19,185,000 | 19,465,000 | 19,754,000 | 20,346,000 |
| Risk-weighted assets | 122,830,000 | 130,419,000 | 131,601,000 | 142,309,000 |