Call reports 2015
GEORGIA PRIMARY BANK — 2015
What GEORGIA PRIMARY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 150,586,000 | 149,839,000 | 153,720,000 | 151,614,000 |
| Total loans | 99,565,000 | 95,036,000 | 101,322,000 | 103,857,000 |
| Allowance for loan losses | 2,348,000 | 2,481,000 | 2,508,000 | 2,565,000 |
| Securities available for sale | 21,676,000 | 30,248,000 | 29,615,000 | 28,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,963,000 | 132,155,000 | 135,861,000 | 133,946,000 |
| Interest-bearing deposits | 124,140,000 | 120,792,000 | 125,369,000 | 123,901,000 |
| Noninterest-bearing deposits | 8,823,000 | 11,363,000 | 10,492,000 | 10,045,000 |
| Equity capital | 17,114,000 | 17,170,000 | 17,482,000 | 17,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,313,000 | 4,847,000 | 6,409,000 |
| Interest expense | 205,000 | 410,000 | 608,000 | 809,000 |
| Net interest income | 1,495,000 | 2,903,000 | 4,239,000 | 5,600,000 |
| Noninterest income | 155,000 | 498,000 | 516,000 | 532,000 |
| Noninterest expense | 1,476,000 | 2,890,000 | 4,171,000 | 5,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 561,000 | 634,000 | 713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 561,000 | 634,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,907,000 | 17,294,000 | 17,367,000 | 17,446,000 |
| Total capital | 18,384,000 | 18,740,000 | 18,870,000 | 18,976,000 |
| Risk-weighted assets | 117,259,000 | 114,652,000 | 119,273,000 | 121,375,000 |