Call reports 2014
GEORGIA PRIMARY BANK — 2014
What GEORGIA PRIMARY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,623,000 | 166,586,000 | 157,454,000 | 155,119,000 |
| Total loans | 127,260,000 | 117,430,000 | 104,032,000 | 104,122,000 |
| Allowance for loan losses | 6,105,000 | 5,628,000 | 2,984,000 | 2,326,000 |
| Securities available for sale | 21,805,000 | 21,459,000 | 22,777,000 | 22,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,594,000 | 148,165,000 | 140,127,000 | 137,790,000 |
| Interest-bearing deposits | 148,154,000 | 139,865,000 | 131,330,000 | 127,195,000 |
| Noninterest-bearing deposits | 9,440,000 | 8,300,000 | 8,797,000 | 10,595,000 |
| Equity capital | 17,272,000 | 17,241,000 | 16,720,000 | 16,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,592,000 | 5,269,000 | 6,862,000 |
| Interest expense | 252,000 | 490,000 | 717,000 | 932,000 |
| Net interest income | 1,581,000 | 3,102,000 | 4,552,000 | 5,930,000 |
| Noninterest income | -85,000 | -64,000 | -706,000 | -685,000 |
| Noninterest expense | 1,534,000 | 3,289,000 | 4,599,000 | 6,057,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -38,000 | -251,000 | -753,000 | -812,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -38,000 | -251,000 | -753,000 | -812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,507,000 | 17,294,000 | 16,791,000 | 16,733,000 |
| Total capital | 19,289,000 | 18,953,000 | 18,280,000 | 18,256,000 |
| Risk-weighted assets | 138,208,000 | 128,781,000 | 117,642,000 | 121,005,000 |