Call reports 2013
GEORGIA PRIMARY BANK — 2013
What GEORGIA PRIMARY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 210,438,000 | 206,250,000 | 196,337,000 | 184,203,000 |
| Total loans | 168,020,000 | 160,977,000 | 139,416,000 | 129,063,000 |
| Allowance for loan losses | 7,131,000 | 7,582,000 | 7,135,000 | 6,089,000 |
| Securities available for sale | 15,220,000 | 16,966,000 | 17,173,000 | 21,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,095,000 | 189,357,000 | 179,452,000 | 166,354,000 |
| Interest-bearing deposits | 186,245,000 | 181,608,000 | 171,373,000 | 158,282,000 |
| Noninterest-bearing deposits | 6,850,000 | 7,749,000 | 8,079,000 | 8,072,000 |
| Equity capital | 16,632,000 | 16,101,000 | 16,219,000 | 17,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,252,000 | 4,494,000 | 6,654,000 | 8,725,000 |
| Interest expense | 400,000 | 773,000 | 1,100,000 | 1,376,000 |
| Net interest income | 1,852,000 | 3,721,000 | 5,554,000 | 7,349,000 |
| Noninterest income | 209,000 | 828,000 | 835,000 | -267,000 |
| Noninterest expense | 1,667,000 | 3,874,000 | 5,542,000 | 6,503,000 |
| Provision for loan losses | 770,000 | 1,270,000 | 1,270,000 | 0 |
| Pretax income | -376,000 | -595,000 | -423,000 | 579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -376,000 | -595,000 | -423,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,591,000 | 16,372,000 | 16,544,000 | 17,545,000 |
| Total capital | 18,869,000 | 18,571,000 | 18,463,000 | 19,370,000 |
| Risk-weighted assets | 177,421,000 | 170,549,000 | 148,335,000 | 141,703,000 |