Call reports 2012
GEORGIA PRIMARY BANK — 2012
What GEORGIA PRIMARY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 280,246,000 | 260,229,000 | 236,689,000 | 224,613,000 |
| Total loans | 223,734,000 | 205,915,000 | 188,436,000 | 178,781,000 |
| Allowance for loan losses | 6,584,000 | 8,287,000 | 8,355,000 | 7,776,000 |
| Securities available for sale | 9,314,000 | 12,973,000 | 15,729,000 | 12,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,119,000 | 235,829,000 | 215,999,000 | 206,777,000 |
| Interest-bearing deposits | 245,914,000 | 227,333,000 | 208,672,000 | 199,786,000 |
| Noninterest-bearing deposits | 9,205,000 | 8,496,000 | 7,327,000 | 6,991,000 |
| Equity capital | 24,807,000 | 23,627,000 | 20,341,000 | 17,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 6,086,000 | 8,636,000 | 10,856,000 |
| Interest expense | 682,000 | 1,255,000 | 1,734,000 | 2,168,000 |
| Net interest income | 2,452,000 | 4,831,000 | 6,902,000 | 8,688,000 |
| Noninterest income | 31,000 | 67,000 | 96,000 | 557,000 |
| Noninterest expense | 1,479,000 | 3,035,000 | 5,100,000 | 7,664,000 |
| Provision for loan losses | 725,000 | 2,825,000 | 6,225,000 | 9,135,000 |
| Pretax income | 279,000 | -962,000 | -4,327,000 | -7,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | -962,000 | -4,327,000 | -7,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,799,000 | 23,559,000 | 20,193,000 | 16,967,000 |
| Total capital | 27,669,000 | 26,244,000 | 22,693,000 | 19,335,000 |
| Risk-weighted assets | 225,880,000 | 209,228,000 | 194,143,000 | 184,057,000 |