Call reports 2016
STATE BANK OF BELLE PLAINE — 2016
What STATE BANK OF BELLE PLAINE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,677,000 | 109,310,000 | 109,772,000 | 112,442,000 |
| Total loans | 47,500,000 | 48,658,000 | 51,514,000 | 50,892,000 |
| Allowance for loan losses | 843,000 | 844,000 | 841,000 | 836,000 |
| Securities available for sale | 46,627,000 | 47,804,000 | 45,921,000 | 49,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,395,000 | 96,234,000 | 96,775,000 | 100,807,000 |
| Interest-bearing deposits | 78,488,000 | 83,029,000 | 82,740,000 | 86,782,000 |
| Noninterest-bearing deposits | 12,907,000 | 13,205,000 | 14,035,000 | 14,025,000 |
| Equity capital | 11,831,000 | 12,384,000 | 12,437,000 | 11,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,864,000 | 2,791,000 | 3,745,000 |
| Interest expense | 76,000 | 153,000 | 235,000 | 318,000 |
| Net interest income | 860,000 | 1,711,000 | 2,556,000 | 3,427,000 |
| Noninterest income | 102,000 | 195,000 | 291,000 | 401,000 |
| Noninterest expense | 658,000 | 1,495,000 | 2,202,000 | 2,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 440,000 | 734,000 | 994,000 |
| Income tax | 67,000 | 61,000 | 95,000 | 125,000 |
| Net income | 246,000 | 379,000 | 639,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,142,000 | 11,275,000 | 11,535,000 | 11,765,000 |
| Total capital | 11,841,000 | 11,987,000 | 12,263,000 | 12,493,000 |
| Risk-weighted assets | 55,791,000 | 56,844,000 | 58,151,000 | 58,134,000 |