Call reports 2015
STATE BANK OF BELLE PLAINE — 2015
What STATE BANK OF BELLE PLAINE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,052,000 | 101,748,000 | 102,140,000 | 111,105,000 |
| Total loans | 38,398,000 | 41,288,000 | 43,789,000 | 45,059,000 |
| Allowance for loan losses | 839,000 | 839,000 | 840,000 | 838,000 |
| Securities available for sale | 55,217,000 | 52,365,000 | 51,733,000 | 51,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,462,000 | 89,853,000 | 89,591,000 | 98,581,000 |
| Interest-bearing deposits | 76,894,000 | 78,022,000 | 76,383,000 | 85,104,000 |
| Noninterest-bearing deposits | 12,568,000 | 11,831,000 | 13,208,000 | 13,477,000 |
| Equity capital | 11,958,000 | 11,643,000 | 12,130,000 | 12,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,778,000 | 2,709,000 | 3,623,000 |
| Interest expense | 76,000 | 151,000 | 227,000 | 304,000 |
| Net interest income | 799,000 | 1,627,000 | 2,482,000 | 3,319,000 |
| Noninterest income | 151,000 | 273,000 | 390,000 | 476,000 |
| Noninterest expense | 625,000 | 1,353,000 | 1,994,000 | 2,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 630,000 | 970,000 | 1,146,000 |
| Income tax | 86,000 | 150,000 | 228,000 | 257,000 |
| Net income | 256,000 | 480,000 | 742,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,063,000 | 11,287,000 | 11,549,000 | 11,696,000 |
| Total capital | 11,684,000 | 11,942,000 | 12,223,000 | 12,384,000 |
| Risk-weighted assets | 49,462,000 | 52,184,000 | 53,787,000 | 54,883,000 |