Call reports 2014
STATE BANK OF BELLE PLAINE — 2014
What STATE BANK OF BELLE PLAINE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,328,000 | 103,203,000 | 100,407,000 | 104,213,000 |
| Total loans | 33,375,000 | 34,918,000 | 35,994,000 | 37,739,000 |
| Allowance for loan losses | 841,000 | 843,000 | 843,000 | 839,000 |
| Securities available for sale | 56,638,000 | 56,746,000 | 57,148,000 | 56,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,308,000 | 90,664,000 | 87,708,000 | 91,244,000 |
| Interest-bearing deposits | 75,263,000 | 79,307,000 | 76,291,000 | 79,481,000 |
| Noninterest-bearing deposits | 11,045,000 | 11,357,000 | 11,417,000 | 11,763,000 |
| Equity capital | 11,585,000 | 12,008,000 | 12,169,000 | 12,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,762,000 | 2,667,000 | 3,577,000 |
| Interest expense | 80,000 | 159,000 | 240,000 | 318,000 |
| Net interest income | 799,000 | 1,603,000 | 2,427,000 | 3,259,000 |
| Noninterest income | 80,000 | 161,000 | 230,000 | 373,000 |
| Noninterest expense | 604,000 | 1,268,000 | 1,906,000 | 2,710,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 642,000 | 1,013,000 | 1,204,000 |
| Income tax | 90,000 | 134,000 | 244,000 | 264,000 |
| Net income | 273,000 | 508,000 | 769,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,065,000 | 11,300,000 | 11,561,000 | 11,732,000 |
| Total capital | 11,639,000 | 11,892,000 | 12,144,000 | 12,338,000 |
| Risk-weighted assets | 45,626,000 | 47,101,000 | 46,390,000 | 48,244,000 |