Call reports 2012
STATE BANK OF BELLE PLAINE — 2012
What STATE BANK OF BELLE PLAINE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,334,000 | 99,011,000 | 98,968,000 | 105,753,000 |
| Total loans | 38,542,000 | 39,632,000 | 39,231,000 | 37,786,000 |
| Allowance for loan losses | 913,000 | 943,000 | 877,000 | 810,000 |
| Securities available for sale | 52,312,000 | 49,872,000 | 49,976,000 | 54,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,232,000 | 85,575,000 | 85,177,000 | 92,701,000 |
| Interest-bearing deposits | 73,180,000 | 76,244,000 | 75,430,000 | 81,729,000 |
| Noninterest-bearing deposits | 11,052,000 | 9,331,000 | 9,747,000 | 10,972,000 |
| Equity capital | 12,247,000 | 12,529,000 | 12,831,000 | 12,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,987,000 | 2,950,000 | 3,906,000 |
| Interest expense | 142,000 | 270,000 | 384,000 | 487,000 |
| Net interest income | 851,000 | 1,717,000 | 2,566,000 | 3,419,000 |
| Noninterest income | 80,000 | 158,000 | 232,000 | 301,000 |
| Noninterest expense | 659,000 | 1,371,000 | 1,971,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 0 | -72,000 |
| Pretax income | 279,000 | 510,000 | 815,000 | 992,000 |
| Income tax | 40,000 | 87,000 | 151,000 | 170,000 |
| Net income | 239,000 | 423,000 | 664,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,928,000 | 11,112,000 | 11,354,000 | 10,712,000 |
| Total capital | 11,562,000 | 11,762,000 | 11,989,000 | 11,339,000 |
| Risk-weighted assets | 50,439,000 | 51,742,000 | 50,530,000 | 49,988,000 |