Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 61,585,000 | 59,151,000 | 57,609,000 |
| Total loans | 18,239,000 | 19,254,000 | 21,652,000 |
| Allowance for loan losses | 123,000 | 124,000 | 116,000 |
| Securities available for sale | 32,618,000 | 29,659,000 | 27,851,000 |
| Securities held to maturity | 1,461,000 | 963,000 | 936,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 53,419,000 | 50,685,000 | 49,258,000 |
| Interest-bearing deposits | 48,218,000 | 45,719,000 | 43,837,000 |
| Noninterest-bearing deposits | 5,201,000 | 4,966,000 | 5,421,000 |
| Equity capital | 8,118,000 | 8,394,000 | 8,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 467,000 | 938,000 | 1,429,000 |
| Interest expense | 162,000 | 323,000 | 464,000 |
| Net interest income | 305,000 | 615,000 | 965,000 |
| Noninterest income | 15,000 | 33,000 | 51,000 |
| Noninterest expense | 255,000 | 536,000 | 1,087,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 |
| Pretax income | 50,000 | 82,000 | -106,000 |
| Income tax | -3,000 | -4,000 | -4,000 |
| Net income | 53,000 | 86,000 | -102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 8,558,000 | 8,591,000 | 8,403,000 |
| Total capital | 8,681,000 | 8,715,000 | 8,519,000 |
| Risk-weighted assets | 24,634,000 | 24,983,000 | 26,073,000 |