Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,253,000 | 60,276,000 | 58,547,000 | 61,500,000 |
| Total loans | 14,056,000 | 15,252,000 | 16,717,000 | 18,394,000 |
| Allowance for loan losses | 66,000 | 75,000 | 85,000 | 108,000 |
| Securities available for sale | 32,138,000 | 33,181,000 | 31,203,000 | 32,347,000 |
| Securities held to maturity | 1,658,000 | 1,595,000 | 1,562,000 | 1,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,260,000 | 52,355,000 | 50,591,000 | 53,507,000 |
| Interest-bearing deposits | 49,820,000 | 47,002,000 | 45,047,000 | 48,390,000 |
| Noninterest-bearing deposits | 5,440,000 | 5,353,000 | 5,544,000 | 5,117,000 |
| Equity capital | 7,957,000 | 7,863,000 | 7,885,000 | 7,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 832,000 | 1,250,000 | 1,698,000 |
| Interest expense | 106,000 | 249,000 | 376,000 | 527,000 |
| Net interest income | 319,000 | 583,000 | 874,000 | 1,171,000 |
| Noninterest income | 24,000 | 36,000 | 50,000 | 61,000 |
| Noninterest expense | 250,000 | 510,000 | 768,000 | 1,021,000 |
| Provision for loan losses | 4,000 | 13,000 | 23,000 | 46,000 |
| Pretax income | 89,000 | 96,000 | 133,000 | 165,000 |
| Income tax | -1,000 | -11,000 | -11,000 | -12,000 |
| Net income | 90,000 | 107,000 | 144,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,537,000 | 8,555,000 | 8,592,000 | 8,505,000 |
| Total capital | 8,603,000 | 8,630,000 | 8,677,000 | 8,613,000 |
| Risk-weighted assets | 23,109,000 | 23,363,000 | 23,536,000 | 25,050,000 |