Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,339,000 | 53,271,000 | 53,292,000 | 52,506,000 |
| Total loans | 10,246,000 | 10,464,000 | 10,063,000 | 9,878,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 28,895,000 | 30,000,000 | 29,042,000 | 30,472,000 |
| Securities held to maturity | 6,849,000 | 6,722,000 | 5,613,000 | 4,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,771,000 | 44,530,000 | 44,559,000 | 44,382,000 |
| Interest-bearing deposits | 40,534,000 | 39,905,000 | 39,701,000 | 40,070,000 |
| Noninterest-bearing deposits | 5,237,000 | 4,625,000 | 4,858,000 | 4,312,000 |
| Equity capital | 8,457,000 | 8,584,000 | 8,599,000 | 8,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 689,000 | 1,023,000 | 1,334,000 |
| Interest expense | 82,000 | 161,000 | 239,000 | 320,000 |
| Net interest income | 263,000 | 528,000 | 784,000 | 1,014,000 |
| Noninterest income | 12,000 | 23,000 | 41,000 | 54,000 |
| Noninterest expense | 228,000 | 454,000 | 686,000 | 952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 99,000 | 143,000 | 120,000 |
| Income tax | -4,000 | -5,000 | -7,000 | -18,000 |
| Net income | 51,000 | 104,000 | 150,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,363,000 | 8,416,000 | 8,462,000 | 8,371,000 |
| Total capital | 8,425,000 | 8,478,000 | 8,524,000 | 8,433,000 |
| Risk-weighted assets | 19,208,000 | 19,375,000 | 18,526,000 | 18,165,000 |