Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,491,000 | 54,286,000 | 53,367,000 | 53,922,000 |
| Total loans | 8,073,000 | 8,994,000 | 9,254,000 | 9,821,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 28,149,000 | 28,499,000 | 27,651,000 | 27,520,000 |
| Securities held to maturity | 10,547,000 | 9,067,000 | 8,962,000 | 7,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,893,000 | 45,904,000 | 44,888,000 | 45,492,000 |
| Interest-bearing deposits | 41,264,000 | 41,457,000 | 40,033,000 | 40,808,000 |
| Noninterest-bearing deposits | 4,629,000 | 4,447,000 | 4,855,000 | 4,684,000 |
| Equity capital | 8,451,000 | 8,312,000 | 8,394,000 | 8,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 355,000 | 684,000 | 1,016,000 | 1,354,000 |
| Interest expense | 83,000 | 167,000 | 248,000 | 331,000 |
| Net interest income | 272,000 | 517,000 | 768,000 | 1,023,000 |
| Noninterest income | 11,000 | 16,000 | 29,000 | 34,000 |
| Noninterest expense | 230,000 | 478,000 | 700,000 | 960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 55,000 | 97,000 | 97,000 |
| Income tax | 0 | -5,000 | -7,000 | -8,000 |
| Net income | 53,000 | 60,000 | 104,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,320,000 | 8,328,000 | 8,371,000 | 8,312,000 |
| Total capital | 8,382,000 | 8,390,000 | 8,433,000 | 8,374,000 |
| Risk-weighted assets | 20,186,000 | 19,889,000 | 20,006,000 | 19,913,000 |