Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,017,000 | 53,311,000 | 53,114,000 | 56,187,000 |
| Total loans | 5,436,000 | 6,007,000 | 6,035,000 | 5,669,000 |
| Allowance for loan losses | 62,000 | 62,000 | 62,000 | 62,000 |
| Securities available for sale | 22,852,000 | 24,037,000 | 23,105,000 | 25,644,000 |
| Securities held to maturity | 15,985,000 | 15,372,000 | 15,093,000 | 14,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,650,000 | 45,205,000 | 45,074,000 | 48,156,000 |
| Interest-bearing deposits | 40,073,000 | 40,936,000 | 40,360,000 | 41,570,000 |
| Noninterest-bearing deposits | 4,577,000 | 4,269,000 | 4,714,000 | 6,586,000 |
| Equity capital | 8,190,000 | 8,043,000 | 7,993,000 | 7,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 725,000 | 1,077,000 | 1,450,000 |
| Interest expense | 102,000 | 197,000 | 288,000 | 380,000 |
| Net interest income | 275,000 | 528,000 | 789,000 | 1,070,000 |
| Noninterest income | 31,000 | 46,000 | 60,000 | 74,000 |
| Noninterest expense | 207,000 | 358,000 | 563,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 216,000 | 286,000 | 323,000 |
| Income tax | 13,000 | 31,000 | 20,000 | 18,000 |
| Net income | 86,000 | 185,000 | 266,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,037,000 | 8,136,000 | 8,217,000 | 8,136,000 |
| Total capital | 8,099,000 | 8,198,000 | 8,279,000 | 8,198,000 |
| Risk-weighted assets | 20,744,000 | 21,094,000 | 21,069,000 | 21,201,000 |