Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,225,000 | 52,650,000 | 52,113,000 | 56,444,000 |
| Total loans | 5,092,000 | 5,408,000 | 5,019,000 | 5,016,000 |
| Allowance for loan losses | 63,000 | 63,000 | 63,000 | 63,000 |
| Securities available for sale | 16,773,000 | 21,180,000 | 21,429,000 | 22,951,000 |
| Securities held to maturity | 19,507,000 | 18,391,000 | 17,542,000 | 17,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,123,000 | 44,391,000 | 43,548,000 | 48,144,000 |
| Interest-bearing deposits | 41,358,000 | 39,939,000 | 38,855,000 | 40,112,000 |
| Noninterest-bearing deposits | 4,765,000 | 4,452,000 | 4,693,000 | 8,032,000 |
| Equity capital | 7,950,000 | 8,070,000 | 8,296,000 | 8,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 815,000 | 1,220,000 | 1,593,000 |
| Interest expense | 138,000 | 262,000 | 370,000 | 478,000 |
| Net interest income | 282,000 | 553,000 | 850,000 | 1,115,000 |
| Noninterest income | 21,000 | 36,000 | 61,000 | 85,000 |
| Noninterest expense | 220,000 | 441,000 | 655,000 | 909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 149,000 | 257,000 | 292,000 |
| Income tax | 17,000 | 24,000 | 42,000 | 31,000 |
| Net income | 66,000 | 125,000 | 215,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,845,000 | 7,904,000 | 7,994,000 | 7,951,000 |
| Total capital | 7,908,000 | 7,967,000 | 8,057,000 | 8,014,000 |
| Risk-weighted assets | 22,132,000 | 22,583,000 | 21,346,000 | 21,599,000 |