Call reports 2025
PINERIES BANK, THE — 2025
What PINERIES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,637,000 | 144,814,000 | 146,925,000 | 149,080,000 |
| Total loans | 88,935,000 | 88,979,000 | 91,237,000 | 94,897,000 |
| Allowance for loan losses | 643,000 | 644,000 | 617,000 | 618,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,850,000 | 6,369,000 | 5,422,000 | 5,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,009,000 | 127,662,000 | 128,890,000 | 131,252,000 |
| Interest-bearing deposits | 97,336,000 | 99,841,000 | 102,988,000 | 103,680,000 |
| Noninterest-bearing deposits | 27,673,000 | 27,821,000 | 25,902,000 | 27,572,000 |
| Equity capital | 15,368,000 | 15,766,000 | 16,135,000 | 16,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,588,000 | 3,231,000 | 4,965,000 | 6,711,000 |
| Interest expense | 518,000 | 1,055,000 | 1,627,000 | 2,180,000 |
| Net interest income | 1,070,000 | 2,176,000 | 3,338,000 | 4,531,000 |
| Noninterest income | 67,000 | 150,000 | 225,000 | 295,000 |
| Noninterest expense | 671,000 | 1,321,000 | 1,988,000 | 2,689,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 501,000 | 1,037,000 | 1,604,000 | 2,163,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,037,000 | 1,604,000 | 2,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,003,000 | 15,401,000 | 15,770,000 | 16,000,000 |
| Total capital | 15,651,000 | 16,052,000 | 16,425,000 | 16,658,000 |
| Risk-weighted assets | 70,397,000 | 69,373,000 | 71,593,000 | 74,414,000 |