Call reports 2024
PINERIES BANK, THE — 2024
What PINERIES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 134,853,000 | 136,837,000 | 138,916,000 | 142,326,000 |
| Total loans | 81,893,000 | 81,601,000 | 86,285,000 | 89,145,000 |
| Allowance for loan losses | 633,000 | 636,000 | 638,000 | 640,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,389,000 | 11,566,000 | 10,472,000 | 9,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,508,000 | 121,037,000 | 122,678,000 | 125,965,000 |
| Interest-bearing deposits | 92,881,000 | 94,701,000 | 96,467,000 | 97,434,000 |
| Noninterest-bearing deposits | 26,627,000 | 26,336,000 | 26,211,000 | 28,531,000 |
| Equity capital | 14,081,000 | 14,455,000 | 14,819,000 | 15,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,852,000 | 4,451,000 | 6,077,000 |
| Interest expense | 480,000 | 989,000 | 1,533,000 | 2,072,000 |
| Net interest income | 885,000 | 1,863,000 | 2,918,000 | 4,005,000 |
| Noninterest income | 71,000 | 142,000 | 212,000 | 290,000 |
| Noninterest expense | 597,000 | 1,184,000 | 1,798,000 | 2,439,000 |
| Provision for loan losses | 3,000 | 5,000 | 6,000 | 8,000 |
| Pretax income | 400,000 | 859,000 | 1,367,000 | 1,888,000 |
| Income tax | 3,000 | 3,000 | 2,000 | 2,000 |
| Net income | 397,000 | 856,000 | 1,365,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,716,000 | 14,090,000 | 14,454,000 | 14,645,000 |
| Total capital | 14,349,000 | 14,727,000 | 15,095,000 | 15,289,000 |
| Risk-weighted assets | 68,157,000 | 68,108,000 | 70,712,000 | 71,706,000 |