Call reports 2023
PINERIES BANK, THE — 2023
What PINERIES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,192,000 | 133,498,000 | 134,742,000 | 133,973,000 |
| Total loans | 74,372,000 | 76,376,000 | 79,185,000 | 80,819,000 |
| Allowance for loan losses | 622,000 | 625,000 | 627,000 | 629,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,885,000 | 19,987,000 | 18,919,000 | 16,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,151,000 | 119,066,000 | 119,866,000 | 118,897,000 |
| Interest-bearing deposits | 98,389,000 | 95,345,000 | 94,050,000 | 92,842,000 |
| Noninterest-bearing deposits | 27,762,000 | 23,721,000 | 25,816,000 | 26,055,000 |
| Equity capital | 13,203,000 | 13,446,000 | 13,683,000 | 13,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,149,000 | 3,367,000 | 4,712,000 |
| Interest expense | 210,000 | 520,000 | 902,000 | 1,343,000 |
| Net interest income | 818,000 | 1,629,000 | 2,465,000 | 3,369,000 |
| Noninterest income | 67,000 | 136,000 | 234,000 | 307,000 |
| Noninterest expense | 557,000 | 1,125,000 | 1,698,000 | 2,300,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 387,000 | 697,000 | 1,057,000 | 1,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 387,000 | 697,000 | 1,057,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,838,000 | 13,081,000 | 13,318,000 | 13,438,000 |
| Total capital | 13,460,000 | 13,706,000 | 13,945,000 | 14,067,000 |
| Risk-weighted assets | 65,085,000 | 67,024,000 | 67,440,000 | 68,245,000 |