Call reports 2022
PINERIES BANK, THE — 2022
What PINERIES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 137,670,000 | 138,201,000 | 140,110,000 | 138,702,000 |
| Total loans | 68,487,000 | 70,180,000 | 71,328,000 | 73,104,000 |
| Allowance for loan losses | 607,000 | 613,000 | 617,000 | 621,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,217,000 | 24,303,000 | 24,135,000 | 24,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,616,000 | 124,877,000 | 126,480,000 | 124,945,000 |
| Interest-bearing deposits | 97,903,000 | 97,573,000 | 99,973,000 | 96,385,000 |
| Noninterest-bearing deposits | 26,713,000 | 27,304,000 | 26,507,000 | 28,560,000 |
| Equity capital | 12,279,000 | 12,537,000 | 12,798,000 | 12,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,643,000 | 2,553,000 | 3,536,000 |
| Interest expense | 64,000 | 124,000 | 184,000 | 288,000 |
| Net interest income | 703,000 | 1,519,000 | 2,369,000 | 3,248,000 |
| Noninterest income | 79,000 | 138,000 | 223,000 | 292,000 |
| Noninterest expense | 539,000 | 1,084,000 | 1,635,000 | 2,216,000 |
| Provision for loan losses | 6,000 | 9,000 | 10,000 | 12,000 |
| Pretax income | 237,000 | 564,000 | 947,000 | 1,327,000 |
| Income tax | 0 | 0 | 0 | -2,000 |
| Net income | 237,000 | 564,000 | 947,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,914,000 | 12,172,000 | 12,433,000 | 12,555,000 |
| Total capital | 12,521,000 | 12,785,000 | 13,050,000 | 13,176,000 |
| Risk-weighted assets | 60,017,000 | 62,859,000 | 63,543,000 | 64,345,000 |