Call reports 2021
PINERIES BANK, THE — 2021
What PINERIES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,384,000 | 129,748,000 | 133,989,000 | 131,608,000 |
| Total loans | 64,599,000 | 66,209,000 | 66,633,000 | 67,842,000 |
| Allowance for loan losses | 570,000 | 578,000 | 591,000 | 600,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,350,000 | 19,607,000 | 19,991,000 | 23,352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,878,000 | 117,012,000 | 121,045,000 | 118,669,000 |
| Interest-bearing deposits | 87,196,000 | 93,938,000 | 94,288,000 | 92,800,000 |
| Noninterest-bearing deposits | 22,682,000 | 23,074,000 | 26,757,000 | 25,869,000 |
| Equity capital | 11,692,000 | 11,898,000 | 12,103,000 | 12,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,674,000 | 2,518,000 | 3,324,000 |
| Interest expense | 103,000 | 195,000 | 275,000 | 344,000 |
| Net interest income | 767,000 | 1,479,000 | 2,243,000 | 2,980,000 |
| Noninterest income | 156,000 | 227,000 | 285,000 | 352,000 |
| Noninterest expense | 487,000 | 997,000 | 1,506,000 | 2,048,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 430,000 | 697,000 | 1,004,000 | 1,260,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 430,000 | 696,000 | 1,003,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,327,000 | 11,533,000 | 11,738,000 | 11,760,000 |
| Total capital | 11,897,000 | 12,111,000 | 12,329,000 | 12,360,000 |
| Risk-weighted assets | 57,846,000 | 57,881,000 | 59,516,000 | 59,268,000 |