Call reports 2020
PINERIES BANK, THE — 2020
What PINERIES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,256,000 | 118,702,000 | 120,633,000 | 119,275,000 |
| Total loans | 63,482,000 | 67,603,000 | 68,947,000 | 66,751,000 |
| Allowance for loan losses | 577,000 | 521,000 | 531,000 | 561,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,500,000 | 7,368,000 | 9,895,000 | 13,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,449,000 | 102,613,000 | 104,326,000 | 102,962,000 |
| Interest-bearing deposits | 78,293,000 | 82,298,000 | 84,150,000 | 81,918,000 |
| Noninterest-bearing deposits | 16,156,000 | 20,315,000 | 20,176,000 | 21,044,000 |
| Equity capital | 10,854,000 | 11,071,000 | 11,277,000 | 11,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,873,000 | 2,777,000 | 3,701,000 |
| Interest expense | 204,000 | 390,000 | 551,000 | 684,000 |
| Net interest income | 738,000 | 1,483,000 | 2,226,000 | 3,017,000 |
| Noninterest income | 68,000 | 108,000 | 164,000 | 251,000 |
| Noninterest expense | 535,000 | 1,039,000 | 1,542,000 | 2,031,000 |
| Provision for loan losses | 4,000 | 10,000 | 17,000 | 45,000 |
| Pretax income | 267,000 | 542,000 | 831,000 | 1,192,000 |
| Income tax | 3,000 | 3,000 | 4,000 | 4,000 |
| Net income | 264,000 | 539,000 | 827,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,489,000 | 10,706,000 | 10,912,000 | 11,013,000 |
| Total capital | 11,066,000 | 11,227,000 | 11,443,000 | 11,574,000 |
| Risk-weighted assets | 56,348,000 | 55,699,000 | 57,808,000 | 59,085,000 |