Call reports 2019
PINERIES BANK, THE — 2019
What PINERIES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,616,000 | 100,724,000 | 101,827,000 | 104,453,000 |
| Total loans | 63,367,000 | 63,388,000 | 62,807,000 | 62,665,000 |
| Allowance for loan losses | 536,000 | 553,000 | 563,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,311,000 | 6,553,000 | 7,045,000 | 7,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,768,000 | 89,556,000 | 90,373,000 | 92,856,000 |
| Interest-bearing deposits | 74,211,000 | 75,527,000 | 75,939,000 | 77,684,000 |
| Noninterest-bearing deposits | 14,557,000 | 14,029,000 | 14,434,000 | 15,172,000 |
| Equity capital | 9,966,000 | 10,185,000 | 10,395,000 | 10,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,919,000 | 2,898,000 | 3,850,000 |
| Interest expense | 176,000 | 374,000 | 583,000 | 793,000 |
| Net interest income | 776,000 | 1,545,000 | 2,315,000 | 3,057,000 |
| Noninterest income | 52,000 | 105,000 | 162,000 | 444,000 |
| Noninterest expense | 512,000 | 1,039,000 | 1,564,000 | 2,108,000 |
| Provision for loan losses | 15,000 | 30,000 | 39,000 | 48,000 |
| Pretax income | 301,000 | 581,000 | 874,000 | 1,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 581,000 | 874,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,601,000 | 9,820,000 | 10,030,000 | 10,310,000 |
| Total capital | 10,137,000 | 10,373,000 | 10,593,000 | 10,885,000 |
| Risk-weighted assets | 55,320,000 | 55,861,000 | 54,973,000 | 56,825,000 |