Call reports 2018
PINERIES BANK, THE — 2018
What PINERIES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,832,000 | 93,326,000 | 96,880,000 | 98,236,000 |
| Total loans | 57,454,000 | 59,607,000 | 62,858,000 | 63,858,000 |
| Allowance for loan losses | 524,000 | 520,000 | 507,000 | 518,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,258,000 | 4,229,000 | 4,448,000 | 6,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,702,000 | 83,040,000 | 86,305,000 | 87,625,000 |
| Interest-bearing deposits | 69,168,000 | 70,350,000 | 72,989,000 | 73,184,000 |
| Noninterest-bearing deposits | 12,534,000 | 12,690,000 | 13,316,000 | 14,441,000 |
| Equity capital | 9,331,000 | 9,500,000 | 9,736,000 | 9,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,663,000 | 2,546,000 | 3,504,000 |
| Interest expense | 95,000 | 210,000 | 351,000 | 512,000 |
| Net interest income | 707,000 | 1,453,000 | 2,195,000 | 2,992,000 |
| Noninterest income | 79,000 | 50,000 | 100,000 | 157,000 |
| Noninterest expense | 436,000 | 895,000 | 1,345,000 | 1,914,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 341,000 | 590,000 | 923,000 | 1,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 590,000 | 923,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,966,000 | 9,135,000 | 9,371,000 | 9,393,000 |
| Total capital | 9,490,000 | 9,655,000 | 9,878,000 | 9,911,000 |
| Risk-weighted assets | 49,798,000 | 53,838,000 | 56,382,000 | 54,670,000 |