Call reports 2017
PINERIES BANK, THE — 2017
What PINERIES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 84,753,000 | 86,890,000 | 87,371,000 | 91,113,000 |
| Total loans | 55,942,000 | 57,034,000 | 57,635,000 | 57,852,000 |
| Allowance for loan losses | 519,000 | 547,000 | 530,000 | 514,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,926,000 | 3,043,000 | 3,704,000 | 4,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,435,000 | 77,325,000 | 77,549,000 | 81,261,000 |
| Interest-bearing deposits | 64,200,000 | 65,404,000 | 66,055,000 | 68,478,000 |
| Noninterest-bearing deposits | 11,235,000 | 11,921,000 | 11,494,000 | 12,783,000 |
| Equity capital | 8,619,000 | 8,840,000 | 9,057,000 | 9,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 757,000 | 1,514,000 | 2,315,000 | 3,124,000 |
| Interest expense | 75,000 | 151,000 | 234,000 | 323,000 |
| Net interest income | 682,000 | 1,363,000 | 2,081,000 | 2,801,000 |
| Noninterest income | 56,000 | 104,000 | 151,000 | 207,000 |
| Noninterest expense | 419,000 | 825,000 | 1,221,000 | 1,639,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 313,000 | 630,000 | 993,000 | 1,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 630,000 | 993,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,254,000 | 8,475,000 | 8,692,000 | 8,755,000 |
| Total capital | 8,773,000 | 9,022,000 | 9,222,000 | 9,269,000 |
| Risk-weighted assets | 47,987,000 | 47,780,000 | 49,405,000 | 50,080,000 |